Money on time, time is money

Gothia is the Finance Company with passion, strength, drive and accuracy to always give our clients exactly what they need. The competition in the financial market is strong and the needs from customers constantly changing. Gothia is at the forefront in developing and is always adapting to the market needs.

Our business concept is to use a wide range of financial services to meet our customers' needs for increased cash flow and reduced credit losses. We act as a problem solver and an effective partner to facilitate all areas of administrative work. We offer solutions that streamline and secure processing of invoices and consumer delinquency cases. Our range of services are split into three business areas, AFS, portfolio acquisition and debt collection. PayByBill is our payment solution for e-commerce, traditional invoice management, purchase of assets - past due and before due, factoring, debt collection and business law. Learn more about our services here. 

We have extensive experience in the financial industry, the company started as a family business in 1976 in Varberg, Sweden and the growth curve has been steadily pointing upwards ever since. We have continually grown and gained new ground. , In the 90s the company grew in unprecedented fashion as we took the leap from Sweden and established a presence in Norway, Finland and Denmark. Today we are a respected group with offices in Sweden, Norway, Denmark, Finland, Britain, Germany and the Netherlands. Since 2008 the group has been owned by the Norwegian investment company Hercules Capital. Gothia currently turns over € 100 million and has more than 1000 employees in the group. We are a powerful group of large financial and human resources, in combination with the fact that we have retained the feeling of the smaller organization making Gothia a complete company for customers as well as staff.